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Business & Property

Commercial Property Mortgage

Commercial Property Mortgage

A commercial property mortgage is usually a type of loan and is one of the main ways of raising finance for the purchase and development of land.

Generally, mortgages are registered against the property owner’s title at the Land Registry to prevent any sales of the property without the mortgage lender being repaid.  The mortgage deed entered into by the mortgage lender with the buyer or owner of the property will set out the terms and conditions of the mortgage, and will also contain provisions relating to the mortgage lender’s right to take possession of the property and sell it in the event that the buyer/owner does not comply with the mortgage terms.

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