Skip to main content
CALL US: 01482 323 697
Conveyancing
Conveyancing Badge
Conveyancing

Re-mortgage Conveyancing

Re-mortgage Conveyancing

We have a wealth of knowledge in re-mortgage transactions and always ensure that the process takes place quickly and without complication.

Why re-mortgage your property?

  • Changing a mortgage product
  • To release funds that are tied up in your home
  • To repay an alternative loan which may be on a higher interest rate than your mortgage

Whatever the reason for the re-mortgage, we will guide you through the process with ease and certainty.

The stages of re-mortgaging your property

Initial instructions:

  • Initial instructions will be obtained from you about the re-mortgage.  You will be required to supply original forms of identity to meet with strict money laundering precautions and to provide basic details about your home.
  • If you have a mortgage secured on the property, you will be requested to provide details of your existing mortgage company and account number.
  • We will contact your existing mortgage company and obtain a statement from them showing how much is outstanding on your existing mortgage, also known as a ‘redemption statement’.
  • It will be necessary for you to notify your new mortgage company that we will be acting on your behalf in the re-mortgage transaction.  Your new mortgage company will then forward all necessary paperwork to us.
  • A local search will generally be required on your property prior to the re-mortgage and payment for this search will be needed from you in advance.

Receipt of your new mortgage offer

  • We will carefully check your mortgage offer.  The obligations contained in mortgage offers differ between mortgage lenders.
  • You will be asked to sign the mortgage deed once all the mortgage conditions have been satisfied.
  • You will need to supply us with a copy of your buildings insurance schedule.

Completion

  • Once all paperwork has been signed, we will make arrangements to complete your re-mortgage.
  • We will apply for your new mortgage funds.  Using these funds, we will pay off your existing mortgage(s).  Any balance remaining will be forwarded to you.  If there is a shortfall, this must be paid by you prior to completion taking place.
  • The mortgage will then be secured on the property in favour of the mortgage lender at the Land Registry.  The mortgage lender can enforce the sale of your property if you default on the mortgage (for example failure to pay).
W

Get in touch:
Contact Us Back to top
Read some reviews from our clients

4.89 Average

112 Reviews

Anonymous

Friendly, fast and efficient. Sale of property went very well.

Anonymous

I have nothing but praise for Gordon Sewell at the Hull office. He conducted my unusual and difficult civil case with great care and understanding. Gordon also injected the right amount of sympathy for my plight without being unprofessional. I would recommend him to anyone needing a clued up civil litigation lawyer.

Richard K

very helpful and efficient. thanks to all

Peter R

Mr Nick Gray was assigned my enquiry and worked with me throughout. He made himself available at all times and was always supportive to me on numerous occasions when I found myself unsure and admittedly nervous. He never let me down. I believe his advice was always good and I relied on it throughout. I think the award was the best I could have obtained and in conclusion I can honestly say that I am happy. The other contact I have had over the years was your receptionist, the face of your company. I was always greeted with a smile and the offer of a cup of coffee. On the occasions I visited your Hull office I was always made to feel important. Thank you.

Anonymous

Professional and courteous team. Recommend highly.

Gareth M

I’ve rated my experience with Williamson’s solicitors as excellent. My case was handled by Mr. Gordon Sewell. Mr. Sewell was very quick to get to work on my case, as was necessary at the time. Everything he did for me was thorough and made sure I had every chance in my case. Everything Mr Sewell did for me turned out a success and I couldn’t have been happy with the way he dealt with myself, could communicated with myself and dealt with the case in its entirety. I wouldn’t hesitate to use Williamson’s solicitors again should I require it and would recommend their services to anyone. In fact, I already have since my experience! Thanks again Gordon.

Dom W

Recently used Williamsons Solicitors as part of a remortgage and some other matters. Can't fault their service at all. Carey dealt with my file and was polite, professional and informative from beginning to end. Always kept me up to speed with progress. I would highly recommend them.

Mrs Margaret W

Excellent service with a friendly face

Mr Martin a

Was very happy with the service given by Williamsons solicitors who dealt with the probate of a friends will and also the selling of her property. Especially Diane Ramsden whose help was invaluable.

Anonymous

Williamsons took on my case following the collapse of another Hull legal practice. Despite them having to pick up a large amount of work already completed by others, they worked tirelessly to ensure the correct outcome for me. I cannot recommend this company highly enough, they go above and beyond the norm to make sure their clients are treated fairly.

Anonymous

We used Williamsons for selling and buying a property, we found Jane Cousins and her assistant Sam Pollard to be pleasant, professional and efficient. Lisa on reception downstairs was particularly helpful and polite. Thank you to you all.

Mr J G

Avery good service with very professional and knowledgeable staff.

Anonymous

Brilliant, thank you for helping me make this process easier.

Mr G B

I would recommend Williamson’s to any potential client. From the onset I was supported throughout a very difficult conveyance and my solicitor was very professional at all times. It is advisable to engage the services of a local company and not one advised by online estate agencies. Very competitive pricing too. Thank you Williamson’s.

Mr and Mrs Overall

Very helpful quick excellent service Have dealt with both Jenny Holloway and Emma Hudson in the past and on each occasion have found them both excellent and would recommend them both to any future clients Thank you once again for your excellent professional service

Mr C P

Brilliant communication and a first class effort despite a Rocky move, Jenny and Emma at the Hull city centre branch where fantastic.

Ms A

Very helpful and attentive, would definitely recommend Samantha/Jane of Williamsons sollicitors

Sue L

Our solicitor Carey Robinson was at all times helpful and professional, nothing was too much trouble. I would not hesitate to recommend her to friends and family.

Barbara C

I have used Williamsons Solicitors twice this year - for obtaining probate and for the sale of a leasehold flat and on both occasions I have found Williamsons to be extremely efficient and speedy. They were very knowledgeable and kept me well informed at all times. Any queries I had were answered promptly and all advice given was accurate and most helpful. I would not hesitate to recommend Williamsons to anyone in need of a first class, reliable and customer friendly solicitor. Thank you for making a traumatic situation as stress free as possible.

Mrs B O

Very apprehensive at the start. From the first contact with Williamsons they were reassuring. Kept up tpdate with the whole process , guided and informed from the start. Pleased with the outcome and my special thanks especially to Mr. Smith and his team Betty Osborn.

Mr Neil P

Great service and always kept up to date with everything, felt i was given the personal touch and not just a client, I used Williamsons to sort out my late fathers estate in which he left in such a mess, and also the sale of a house I will recommend to others and certainly use again Thanks Neil x

.