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Conveyancing

Re-mortgage Conveyancing

Re-mortgage Conveyancing

We have a wealth of knowledge in re-mortgage transactions and always ensure that the process takes place quickly and without complication.

Why re-mortgage your property?

  • Changing a mortgage product
  • To release funds that are tied up in your home
  • To repay an alternative loan which may be on a higher interest rate than your mortgage

Whatever the reason for the re-mortgage, we will guide you through the process with ease and certainty.

The stages of re-mortgaging your property

Initial instructions:

  • Initial instructions will be obtained from you about the re-mortgage.  You will be required to supply original forms of identity to meet with strict money laundering precautions and to provide basic details about your home.
  • If you have a mortgage secured on the property, you will be requested to provide details of your existing mortgage company and account number.
  • We will contact your existing mortgage company and obtain a statement from them showing how much is outstanding on your existing mortgage, also known as a ‘redemption statement’.
  • It will be necessary for you to notify your new mortgage company that we will be acting on your behalf in the re-mortgage transaction.  Your new mortgage company will then forward all necessary paperwork to us.
  • A local search will generally be required on your property prior to the re-mortgage and payment for this search will be needed from you in advance.

Receipt of your new mortgage offer

  • We will carefully check your mortgage offer.  The obligations contained in mortgage offers differ between mortgage lenders.
  • You will be asked to sign the mortgage deed once all the mortgage conditions have been satisfied.
  • You will need to supply us with a copy of your buildings insurance schedule.

Completion

  • Once all paperwork has been signed, we will make arrangements to complete your re-mortgage.
  • We will apply for your new mortgage funds.  Using these funds, we will pay off your existing mortgage(s).  Any balance remaining will be forwarded to you.  If there is a shortfall, this must be paid by you prior to completion taking place.
  • The mortgage will then be secured on the property in favour of the mortgage lender at the Land Registry.  The mortgage lender can enforce the sale of your property if you default on the mortgage (for example failure to pay).
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Read some reviews from our clients

4.89 Average

207 Reviews

Mr Psaras

Friendly, efficient and exceptional service. I will use another of their services soon. Highly recommended.

K S

During a worldwide pandemic Williamsons were superb, i was kept up to date with proceedings, costs, future expectations etc. Using all forms of communiction including Email, telephone, face to face, video chat the knowledge and expertise is second to none and i wouldn't hesitate to use again should i require. I would highly recommend Williamsons for any legal matters their professionalism and helpfulness made my case much smoother, together with the ability to pay stage by stage i cannot stress how great the service was, needless to say my case was resolved to my expectations. I would urge anyone to use Williamsons for legal advice an easy 5 stars with special mention to Paul, Karen and Claire for the service i received from them.

Ms L

I chose Theresa and Toni at Williamsons again for this property purchase because of the care, attention to detail and professionalism they demonstrated last year when I bought another property. I have received a marvellous service again and I feel confident that they will have carefully looked at every detail of the necessary documentation involved in the buying process. Geographically, Williamsons is a long way from the property I have just bought but firms like Williamsons are a rarity and worth seeking out. I thoroughly recommend this company.

Mr & M

Wet happy with the comprehensive and personal service Thank you

Mr and Mrs Betts

Excellent client service- professional and courteous. Thank you to Madeleine.

Anonymous

I chose Williamsons to act as my conveyancers and I have been super impressed with their professionalism and ethics to act on behalf of their client. My process was a long one, due to no fault on Williamsons part, but they never dropped the ball and continued to chase the other party until we got the answers we needed. I would choose them again in a heart beat and recommend their services.

Mr T W

Fantastic service from Williamsons Solicitors especially Rachael Scott who handled everything brilliantly from start to finish. Thank you

Mr Beevers

Happy with the work done on my behalf

Mrs T D

Hello, I had a lovely experience at Williamsons. Alison and Katie made everything really easy for me and were really helpful 2really nice people.

Anonymous

Brilliant service from Williamsons. Very efficient and quick responses to any questions or queries I had. Would highly recommend.

Anonymous

Excellent 5* service. We tragically lost our daughter and we found Williamsons Solicitors who guided us through all the claim process. They are extremely knowledgeable and professional with a personal style that made the journey more manageable. There communication is always prompt. Thoroughly recommend Wayne Walker.

A G

I can well recommend, I have received professional and honest service which lead to positive closure of the case. Always responded with care and fully involvement which gave me more confidence to continue. All advices during the progressing of the case was competent and mirrored current situation.

Mrs Hughes

The conveyancing team were excellent, extremely helpful and made sure that I felt valued at all times. A big thank you

Brian S

We would like to thank Gordon for his assistance and reassurance in dealing with the problem regarding the boundary hedge. His professionalism and manner are a credit to the company and we would certainly recommend him to friends.

Miss B

Beth Dyson and colleagues have been excellent during the purchase of my new house. Very responsive to email and phone queries, polite and professional, and the sale has been completed in 13 weeks from acceptance of the offer to completion. Given the current COVID-19 situation and how that has impacted on everyone, that's great. Thanks to everyone at Williamsons for making buying my new home so straightforward!

Miss S

Excellent service from Beth Dyson despite all the pressures of the Covid lockdown. Beth carried out conveyancing of my sale and purchase very thoroughly and efficiently with good communication and always in a helpful and friendly manner. Many thanks.

Joanna H

Well from the moment I met Wayne Walker his professionalism,clarity of thought, and aim to do the best job he can were all evident. He has been involved with my family for five years nearly and has always made me feel as though my views were relevant and integral to furthering the case. Wayne has highly developed organisational skills and we always felt just ‘looked after’ by Wayne snd Williamsons in getting through the very worst of times. Wayne sometimes needed to encourage me to look at things from a different perspective and he always achieved this with firm kindness. Wayne is a great professional but more importantly a fundamentally great human being. I will always recommend Williamsons and especially on the subject of clinical negligence I will always recommend Wayne. Full job well done start to finish. Thanks Wayne there are no words. Jo Hogg (Polly’s mum)

Anonymous

Williamsons Solicitors supported our family to succeed to a very high level. We cannot thank Sarah Jackson enough for her incredible support, dedication and commitment to understanding the finest detail of our case. Her dedication was phonememonal and we wouldn't hesitate to recommend her in a heartbeat. Thank you for bringing closure to our case and for supporting us one hundred percent. We were informed at every stage within the case and knew we were in safe professional hands throughout. Many thanks, Mr and Mrs Appleton.

Asoka T

Very professional and a friendly team, specially Helen Lennon who handled my case.

Carl R

I was very happy with the way they handled my case and still got the result even in these hard times where having at the moment thank you to all involved and I’d recommend you to others

Angie L

Williamsons solicitors were professional, caring and efficient. They dealt with what was, a very upsetting experience I had via medical negligence. They kept me up to date, enquired about my well-being and were always available to either speak to me when I had concerns or answered my emails. They ensured that the compensation I finally received was in my best interests by advising what they thought was a too low first offer of settlement. I cannot thank them enough for the way they handled my case and for pushing for a better higher settlement figure. I would definitely use them again should I ever be in a position to need them Thank you so much.