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Conveyancing

Re-mortgage Conveyancing

Re-mortgage Conveyancing

We have a wealth of knowledge in re-mortgage transactions and always ensure that the process takes place quickly and without complication.

Why re-mortgage your property?

  • Changing a mortgage product
  • To release funds that are tied up in your home
  • To repay an alternative loan which may be on a higher interest rate than your mortgage

Whatever the reason for the re-mortgage, we will guide you through the process with ease and certainty.

The stages of re-mortgaging your property

Initial instructions:

  • Initial instructions will be obtained from you about the re-mortgage.  You will be required to supply original forms of identity to meet with strict money laundering precautions and to provide basic details about your home.
  • If you have a mortgage secured on the property, you will be requested to provide details of your existing mortgage company and account number.
  • We will contact your existing mortgage company and obtain a statement from them showing how much is outstanding on your existing mortgage, also known as a ‘redemption statement’.
  • It will be necessary for you to notify your new mortgage company that we will be acting on your behalf in the re-mortgage transaction.  Your new mortgage company will then forward all necessary paperwork to us.
  • A local search will generally be required on your property prior to the re-mortgage and payment for this search will be needed from you in advance.

Receipt of your new mortgage offer

  • We will carefully check your mortgage offer.  The obligations contained in mortgage offers differ between mortgage lenders.
  • You will be asked to sign the mortgage deed once all the mortgage conditions have been satisfied.
  • You will need to supply us with a copy of your buildings insurance schedule.

Completion

  • Once all paperwork has been signed, we will make arrangements to complete your re-mortgage.
  • We will apply for your new mortgage funds.  Using these funds, we will pay off your existing mortgage(s).  Any balance remaining will be forwarded to you.  If there is a shortfall, this must be paid by you prior to completion taking place.
  • The mortgage will then be secured on the property in favour of the mortgage lender at the Land Registry.  The mortgage lender can enforce the sale of your property if you default on the mortgage (for example failure to pay).
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Read some reviews from our clients

4.89 Average

144 Reviews

Mrs Margaret W

I am new to Williamsons, my first time with them. It’s been a positive efficient and friendly experience. So much so that I won’t be going any where else in future. Thank you to all at Williamsons!

Brian R

This is the third housing transaction Williamsons has done for me in the last year and I have been very satisfied with the proceedings . I particularly admire the capability and knowledge of Suzanne Spooner who is a very smart lady.

Mrs Robinson

Smooth and easy sale and purchase. Extremely helpful and supportive. Kept me informed at all times. Would highly recommend. Thank you so much.

Mr & M

Excellent professional service from Jane Cousins and her colleagues in the conveyancing department.

Mr and Mrs Height

The team excellent

Michael S

A pleasure to deal with, helpful and polite during the sale of my property. Thankyou.

Mr and Mrs Mooney

Always someone available to talk with us which was very much appreciated. Many thanks for a very quick and efficient service. A house sale made very easy for us. Many thanks once again.

Mr Hall

Always upfront, helpful and on the ball.

Mr and Mrs England

We picked Williamsons to write our wills based on the reviews online. It’s true to say that those which recommended their services were totally accurate. We started the process only having a vague notion of our requirements but with Alison’s excellent coaching we ended up with wills which have ensured our wishes are fully captured. The whole process was friendly yet very thorough and we were given clear, understandable, explanations of each and every element. From this experience we have no hesitation in recommending Williamsons services.

Mrs Woodhouse

Professional and prompt Highly recommend

Gary G

I used a google search looking for local solicitors within the Hull area and Williamson's where at the top which provided me with great confidence to contact them. I 110% satisfied with the service I received I could not fault any of it from the very first phone call to the final summary email. Service was exceptional. Bill him self was great and very helpful.

Carla

Wayne Walker was amazing throughout my whole case. He kept me upto date and always had time for me when I needed support. I couldnt have asked for a better firm of solicitors would highly recommend to anyone.

Mr Stephenson a

Great service. Fast and informative responses. Great at answering our first time buyer questions. No problems at all!

Anonymous

Couldn’t ask for a better service, very helpful.

Anonymous

Absolutely first class service from start to finish. Open, transparent with costs and all work carried out in a fast timely manner. Highly recommend the use of Williamson’s conveyance services.

Miss S

Very good company. I will always use Williamson's for any legal matter. Efficient,friendly and helpful.

Anonymous

Would just like to mention your Bridlington branch is so highly recommended. We have had the most efficient & fast legal work done by one of your brilliant Solicitors called Lauren. Can I add no stress what's so ever. Thankyou Williamsons Solicitors & thankyou Lauren.

Anonymous

Have used this firm for both buying and selling properties and would use them again. They've always been fair and reasonable in what they charged and done their best to keep me informed on developments in above transactions.

Philip P

Williamson's Solicitors provide first class advice, efficiency and are very obliging. We would highly recommend their services.

Mr and Mrs Emmerson

After a long haul with our house sale, we where pleased with the professionalism shown at all times, with friendly approachable staff at Bridlington.

Mr & M

Excellent professional service throughout, couldn't fault anything. We found them to be very thorough and looked out for our best interests at all times! We are intending to purchase another rental property and will definitely be using Williamsons in Beverley. Thank-you again Amanda for all your help and expertise!