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Conveyancing

Re-mortgage Conveyancing

Re-mortgage Conveyancing

We have a wealth of knowledge in re-mortgage transactions and always ensure that the process takes place quickly and without complication.

Why re-mortgage your property?

  • Changing a mortgage product
  • To release funds that are tied up in your home
  • To repay an alternative loan which may be on a higher interest rate than your mortgage

Whatever the reason for the re-mortgage, we will guide you through the process with ease and certainty.

The stages of re-mortgaging your property

Initial instructions:

  • Initial instructions will be obtained from you about the re-mortgage.  You will be required to supply original forms of identity to meet with strict money laundering precautions and to provide basic details about your home.
  • If you have a mortgage secured on the property, you will be requested to provide details of your existing mortgage company and account number.
  • We will contact your existing mortgage company and obtain a statement from them showing how much is outstanding on your existing mortgage, also known as a ‘redemption statement’.
  • It will be necessary for you to notify your new mortgage company that we will be acting on your behalf in the re-mortgage transaction.  Your new mortgage company will then forward all necessary paperwork to us.
  • A local search will generally be required on your property prior to the re-mortgage and payment for this search will be needed from you in advance.

Receipt of your new mortgage offer

  • We will carefully check your mortgage offer.  The obligations contained in mortgage offers differ between mortgage lenders.
  • You will be asked to sign the mortgage deed once all the mortgage conditions have been satisfied.
  • You will need to supply us with a copy of your buildings insurance schedule.

Completion

  • Once all paperwork has been signed, we will make arrangements to complete your re-mortgage.
  • We will apply for your new mortgage funds.  Using these funds, we will pay off your existing mortgage(s).  Any balance remaining will be forwarded to you.  If there is a shortfall, this must be paid by you prior to completion taking place.
  • The mortgage will then be secured on the property in favour of the mortgage lender at the Land Registry.  The mortgage lender can enforce the sale of your property if you default on the mortgage (for example failure to pay).
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Read some reviews from our clients

4.88 Average

128 Reviews

Anonymous

Would just like to mention your Bridlington branch is so highly recommended. We have had the most efficient & fast legal work done by one of your brilliant Solicitors called Lauren. Can I add no stress what's so ever. Thankyou Williamsons Solicitors & thankyou Lauren.

Anonymous

Have used this firm for both buying and selling properties and would use them again. They've always been fair and reasonable in what they charged and done their best to keep me informed on developments in above transactions.

Philip P

Williamson's Solicitors provide first class advice, efficiency and are very obliging. We would highly recommend their services.

Mr and Mrs Emmerson

After a long haul with our house sale, we where pleased with the professionalism shown at all times, with friendly approachable staff at Bridlington.

Mr & M

Excellent professional service throughout, couldn't fault anything. We found them to be very thorough and looked out for our best interests at all times! We are intending to purchase another rental property and will definitely be using Williamsons in Beverley. Thank-you again Amanda for all your help and expertise!

Mrs Gamble

I was very pleased with the service i received from williamsons solicitors every person i dealt with were friendly understanding and very professional and especially mr tim slow who helped me with everything i would highly recommend williamsons solicitors

Mr & M

Very good from Carey Robinson, but haven't received the mortgage money in our account that was promised today. Please advise Cheers Rose Horspool

Peter S

Courteous, polite, prompt and efficient service. Very pleased I hired you.

Mr Lancaster

After using your company for the 1st time i found Gordon Sewell and his secretary very helpful and understanding and his advice was excellent. I will definitely recommend this company to my friends and family and i will certainly use this company again if needed . Many Thanks Gordon for a first class service Regards Richard Lancaster

Peter I

Nice people, easy to talk to and got straight to the problems I had with a few issues with my employer. Very happy with the service I received.

Mr & M

We have used Williamsons Solicitors for buying 2 houses and selling one excellent quick and efficient service. We have just used Williiamsons again to make our wills with Rebecca Bisby who again maintained the high standards we have come to recognise from Williamsons. We would highly recommend them quick efficient and very professional. We not only visited Williamsons in persons but but emailed and by telephone all of which quickly answered.

Mrs Stacey

gordon sewell was emphatic.made me feel at ease and was very approachable through a tough time.,along with maisie who was so helpful too..thankyou

Megan C

Brilliant solicitors highly recommend

Mr Smith a

Carey has been really good throughout the process. Always responds quickly on emails and is always on the end of the phone if I needed her. I would highly recommend this firm and Carey.

Mrs Kathleen A

Excellent relationship management, clear and concise advice including option analysis. Very happy with all aspects of the service provided and the outcomes achieved. Friendly professional service.

Mr & M

Carey Robinson acted as our Solicitor on a recent commercial purchase and she was brilliant. Carey was super efficient and we were kept up to date on every aspect of the purchase. From start to finish our "Property Auction" purchase only took 7 working days to complete. We will definitely be using Carey again and can highly recommend her 5 star service.

Anonymous

Friendly, fast and efficient. Sale of property went very well.

Anonymous

I have nothing but praise for Gordon Sewell at the Hull office. He conducted my unusual and difficult civil case with great care and understanding. Gordon also injected the right amount of sympathy for my plight without being unprofessional. I would recommend him to anyone needing a clued up civil litigation lawyer.

Richard K

very helpful and efficient. thanks to all

Peter R

Mr Nick Gray was assigned my enquiry and worked with me throughout. He made himself available at all times and was always supportive to me on numerous occasions when I found myself unsure and admittedly nervous. He never let me down. I believe his advice was always good and I relied on it throughout. I think the award was the best I could have obtained and in conclusion I can honestly say that I am happy. The other contact I have had over the years was your receptionist, the face of your company. I was always greeted with a smile and the offer of a cup of coffee. On the occasions I visited your Hull office I was always made to feel important. Thank you.

Anonymous

Professional and courteous team. Recommend highly.