Skip to main content
CALL US: 01482 323 697
Williamsons News

Grayling Delays Change to the Small Claims Limit

20 November 2013

Criminal Defence, News

Following the Transport Select Committee report into whiplash injuries completed in July 2013 the Government has now chosen to delay making a decision regarding any increase to the small claims limit for personal injury.  Anyone with a claim valued less than the small claims limit is expected to represent themselves in any legal proceedings and they cannot recover their legal costs from their opponent if they succeed with their claim.

We welcome the Government’s decision as we consider that any increase to the small claims limit, currently set at £1,000, will be detrimental to access to justice for most accident victims.

The Association of Personal Injury Lawyers (APIL) had warned that the plans were based on numerous misconceptions and false assumptions which would lead to a denial of access to justice for genuine injured people, as well as a variety of other unintended consequences.

An increase to the small claims limit for personal injury claims as high as £5,000 has been mooted. The Secretary of State for Justice, Chris Grayling, has commented “We believe that there are good arguments for increasing this threshold to £5,000 for all road traffic accidents…”.

Personal injuries with a value of £5,000 or less can be very severe, and the Judicial Guidelines indicate that a claim for loss of a part of the little finger or a claim for 2 years of back pain may be valued at less than £5,000.

In its report the Transport Select Committee stated:

The Government’s claim that the UK is the “whiplash capital of the world” cannot be conclusively proved or disproved from the international evidence which is available. It is surprising that the Government has brought forward measures to reduce the number of fraudulent or exaggerated whiplash claims without giving even an estimate of the comparative scale of the problem.

The Transport Select Committee went on to say:

…we would like to reiterate that whiplash injuries are inherently complex, difficult to diagnose and it has been estimated that 95% of all RTA’s will result in some form of whiplash injury. Furthermore, all medical research shows that whiplash is an inevitable injury in car crashes due to the inherent mechanics of the RTA i.e. the sudden deceleration of speed. These findings are corroborated by the report survey of the Whiplash Society.

Despite the comments of the Transport Select Committee, Mr Grayling quoted in his Written Ministerial Statement figures from the Association of British Insurers which indicated that 7% of all motor claims were fraudulent.

The Government has already massively reformed the personal injury sector in recent years in what they have stated is an attempt to reduce fraudulent claims. The delay in the introduction of the proposed increase in the small claim limit is largely in order that they are able to assess what impact those reforms have on the Insurance Industry.

Chris Grayling also said that it is estimated that the Insurance Industry would save approximately £1.5-2 billion as a result of the reforms that have been introduced. At the Prime Minister’s summit in February 2012 the Insurance Industry committed themselves to pass on those savings to their customers. We now wait to see whether the Insurance Industry will keep to their commitment.

Contact Us Back to top
Read some reviews from our clients

4.89 Average

167 Reviews

Broadley H

Excellent service from Williamsons throughout a very protracted property transaction. Carey was patient and helpful at all times and we would highly recommend Williamsons based upon our experience. Thank you :)

Paul B

Hi, Thankyou for helping me with the sale of my late mothers house. You kept me informed and processed the transaction very quickly. Regards...Paul

Mr William E

Williamsons Bridlington office conducted the conveyancing of my house recently. The customer service was exceptional and very professional. The regular communications were very helpful and i was kept up to date throughout the process. Many thanks to Suzanne, Beth and all the staff at the Bridlington office.


Friendly supportive service. Explained everything and responded to queries promptly


Its always difficult when you are selling a house but even more so when it is a probate sale. Williamsons have handled my sale with sensitivity and efficiency and have supported me throughout the process.

Mr & M

Very efficient, prompt replies to queries, show good team work and a very reasonable bill at the end.

Mr D A

I was given an efficient, friendly and courteous appointment.

Mr and Mrs Lang

Thorough and commendable.

Mr & M

Professional,helpful and friendly staff we use Williamson's for all legal matters.

Mrs Yvonne K

Suzanne Spooner was excellent. She kept me informed of progress and the whole stressful process of selling one’s house went as smoothly as possible.

Miss L

We were very impressed by Theresa's thorough approach. We are very confident that our conveyancing was carried out to perfection.

Sarah B

Fantastic service from Susan and her team dealing with the sale of the house. Easily contactable for any queries and would definitely recommend them.

Andrew H

Very thorough, helpful throughout and ensured no undue delays.

Mr Nicholls

Once again a smooth transaction thanks to Beth at Williamsons. Will certainly be using again. Thanks

Mr and Mrs Allgood

We were delighted with the service we received. Each time it was necessary to make contact we received a prompt response. As existing clients we would not hesitate to use this service again.


We instructed Williamsons to carry out the conveyancing on our house purchase. Gemma was excellent, keeping us up to date with the progress made towards completion by email and sending us the relevant paper work. She made us aware of any issues and suggested a course of action. We would highly recommend using Williamsons.

Mrs Ward

Jane Cousins and her colleagues were absolutely brilliant! They were extremely patient and helpful and kept us up to date by email whenever necessary!! She promised to hold my hand through the process of buying and selling our homes and certainly did! We cannot thank her and Emma and Rebecca enough!!! Thank you all very much!! Sheilah/Owen Ward

Ms D

Very happy with the service provided both on my sale and purchase. Thank you

Dr P

Straightforward, efficient, clear, well-informed.

Mr Francis

Exemplary service. Kept me up to date throughout the process. Carefully explained any difficulties or technical issues. Brilliant service


Very helpful & prompt service! Nothing was too much trouble. Can highly recommend